Home Improvement Financing In & Around Middle Tennessee
Get pre-qualified through our financing partner Acorn Finance in about a minute with no impact to your credit score and zero obligation to move forward.
Pre-Qualify Now
Financing Made Simple. Bring Your Project To Life On Your Terms
Home repairs and renovations rarely arrive on a convenient schedule. Whether you're dealing with the aftermath of a storm, upgrading an aging roof, or planning a full-scale renovation, POWCO has partnered with Acorn Finance to make funding your project as straightforward as possible.
Pre-qualify in about a minute, compare personalized loan offers from a network of trusted lenders, and choose the terms that fit your budget all without an impact on your credit score.
See Your OptionsHow It Works. From Application To Funding In Four Steps
Acorn Finance streamlines what used to be a slow, complicated process into something you can complete on your lunch break.
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Pre-Qualify
Fill out a short form on Acorn Finance's secure site with basic info about your project and yourself. It takes about 60 seconds and uses a soft credit check.
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Compare Offers
See personalized loan options from a network of trusted lenders. Compare rates, monthly payments, and terms side by side in one place.
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Choose Your Loan
Pick the offer that fits your budget best. Complete the lender's full application to lock in your rate and finalize approval.
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Fund Your Project
Once funded, get to work with POWCO on your roofing, construction, or restoration project on your own timeline.
Why Finance With Us. Built To Work For Homeowners
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No Credit Impact
Pre-qualifying uses a soft credit check, so seeing your options won't ding your credit score. A hard inquiry only happens if you accept and finalize a loan.
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60-Second Application
Skip the paperwork. Pre-qualify in about a minute with a short online form no tax returns, pay stubs, or in-person meetings required to get started.
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Compare Multiple Lenders
Acorn Finance's platform shows you real offers from several lenders at once, so you can compare rates and terms side by side and pick the one that fits.
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Fixed Monthly Payments
Predictable, budget-friendly monthly payments make it easy to plan. And most partner lenders don't charge prepayment penalties, so you can pay off early.
What You Can Finance. Any POWCO Service
If it's a job we do, it's a job you can finance. Use your loan for anything in the POWCO service catalog.
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Roofing
Roof replacements, storm damage repairs, and full inspections for residential properties across Middle Tennessee.
Learn about our roofing -
Construction
New residential builds, room additions, and structural rebuilds handled from the first inspection through final permit sign-off.
Learn about our construction -
Mitigation
Rapid response for water damage, fire and smoke damage, mold remediation, and sewage cleanup done right the first time.
Learn about our mitigation
POWCO's Trusted Financing Partner
Meet Acorn Finance. A Better Way To Fund Home Improvement
Acorn Finance is a home improvement financing platform that connects homeowners with a network of trusted lenders offering personal loans built for renovation and repair projects. Instead of applying with one lender at a time, you'll see personalized offers from several lenders in one place making it easy to compare rates, monthly payments, and terms.
Acorn is used by homeowners across the country and by thousands of contractors like POWCO who want to make their services more accessible. The platform is free to use, and pre-qualifying is completely obligation-free.
Visit Acorn FinanceFrequently Asked Questions. Financing, Answered
Will pre-qualifying hurt my credit score?
No. Getting pre-qualified through Acorn Finance uses a soft credit check that has no impact on your credit score. A hard credit inquiry only happens if you accept a loan offer and complete the lender's full application.
How fast can I get approved for a loan?
Pre-qualification takes about 60 seconds. If you accept an offer and proceed with a lender's full application, most applicants receive a final decision within one business day. Funds are typically deposited within a few business days after final approval.
What POWCO services can I finance?
You can use financing for any POWCO service, including roof replacements and repairs, storm damage restoration, water and fire damage mitigation, mold remediation, and full-scale construction and remodeling projects. If we can do the work, you can finance it.
What are typical loan amounts and interest rates?
Acorn Finance's partner lenders offer personal loans in a wide range of amounts. Interest rates vary based on your credit profile, requested loan amount, and repayment term. You'll see your exact rate options and monthly payments when you pre-qualify.
Can I pay off my loan early?
In most cases, yes. The majority of lenders in the Acorn Finance network allow early payoff with no prepayment penalties. Always check your specific loan agreement to confirm terms with your chosen lender.
What if my credit isn't perfect?
Acorn Finance works with lenders that consider a wide range of credit profiles. Even if your credit isn't perfect, you may still receive offers. Since pre-qualifying is free and won't affect your credit score, checking your options costs nothing.
Is there a fee to pre-qualify?
No. Pre-qualifying through Acorn Finance is completely free. There are no application fees, and you're never obligated to accept any offer you see.
Financing is provided through Acorn Finance's partner lenders. Loan terms, rates, and eligibility vary. Pre-qualifying does not affect your credit score. POWCO is not a lender.
Ready When You Are. Pre-Qualify In Minutes
See what you qualify for with no impact on your credit score. If you'd rather talk to a person first, we're happy to answer any questions before you apply.